Home » FAQ » EPF Investment Scheme
EPF Investment Scheme
 
What is EPF Members Investment Withdrawal scheme?

EPF Members Investment Withdrawal Scheme allows members with accumulated EPF savings to withdraw a portion of their savings on a periodic basis for investment purposes.

What are the benefits of EPF Members Investment Withdrawal Scheme?

The benefits of the EPF MEmbers Investment Withdrawal Scheme are as follows:

  • Allows you to withdraw form your EPF Savings Account 1 to invest directly into the stock market
  • Gives you better control of your investments as you can decide what shares to invest
  • Gives you potentially higher returns if you are a savvy investor
  • Diversify your portfolio
What is the amount that I can withdraw from my EPF?

You may withdraw up to maximum of 20% of your total outstanding balance in Account 1 less the Basic Savings in Account 1 (Retirement Account) at any one time. Each withdrawal is subject to a minimum of RM 1,000.00

What is the amount required for my Basic Savings in Account 1?

The Basic Savings amount depends on your age. Please refer to the below table:

 Age (Year)  Basic Savings (RM)  Age (Year)  Basic Savings (RM)
 18  1,000  37  54,000
 19  2,000  38  59,000
 20  4,000  39  64,000
 21  5,000  40  69,000
 22  7,000  41  76,000
 23  9,000  42  81,000
 24  11,000  43  88,000
 25  13,000  44  95,000
 26  15,000  45  102,000
 27  18,000  46  109,000
 28  21,000  47  117,000
 29  24,000  48  125,000
 30  27,000  49  134,000
 31  30,000  50  143,000
 32  34,000  51  153,000
 33  37,000  52  163,000
 34  41,000  53  174,000
 35  46,000  54  185,000
 36  50,000  55  196,800

 

How often can I withdraw funds from my EPF Savings?

You may make withdrawals every three (3) months form your last withdrawal date subject to your balance in Account 1 exceeds your Basic Savings requirement (and the minimum of RM 1,000.00 per withdrawal)

what do I need to apply for EPF Members Investment Withdrawal Scheme?

 

  • Complete the Investment Management Agreement
  • A Photocopy of NRIC
  • Complete the KWSP 9N (AHL) form for EPF withdrawal with clean & clear thumbprint
What is the minimum amount of investment required?

A minimum of RM 10,000.00 is required for your first EPF withdrawal

What can I invest after my withdrwal from EPF Account?

You can invest in shares listed on Bursa Malayisa (except counters under Section 176 or PN17)

How can I trade after my application is approved?

You can trade directly by giving trade inrtauctions to your dealer's representative or via https://trade.affinhwang.com if you have an online trading account

Can I trade contra?

No, contra transactions are not allowed under this scheme

If I would like to know more about EPF Members Investment Withdrawal Scheme, who should I contact?

For more infomation or clarification, you may contact our Customer Service at 603-2143 1113 or visi any of our nearest branches.